Guides for your small business
Selling online, account security and everyday tech. 65 practical guides.

Business bank account for a sole proprietor: is it required and how to choose one
Do sole proprietors need a business bank account? See what banks ask for (SSN or EIN, DBA), which fees to compare and how FDIC and NCUA insurance apply.

How to convert a sole proprietorship to an LLC, step by step
Step by step: form the LLC with your state, write an operating agreement, settle the EIN question, open a bank account and move permits, contracts and taxes.

How to file taxes as a sole proprietor: Schedule C, Schedule SE and Form 1040
Sole proprietors report profit on Schedule C and self-employment tax on Schedule SE with Form 1040. See deadlines for tax year 2026, records and mistakes.

Hiring your first employee as a sole proprietor: what you have to do
Can a sole proprietor hire employees? Yes. Employee vs contractor, EIN, Form W-4, Form I-9, new hire reporting, payroll taxes and workers' comp, in order.

How to register a small business, step by step
How to register a small business in the US, in order: business name and DBA, when you need an EIN, state tax IDs, licenses, permits and a bank account.

How to write an invoice: fields, numbering, terms and records
How to write an invoice for a US small business: field checklist, numbering, payment terms, a sales tax line and the records the IRS expects you to keep.

LLC vs sole proprietorship vs S corp: how to decide as your business grows
No revenue limit forces a sole proprietorship to change. Compare it with an LLC and an S corp on liability, taxes and paperwork, with a decision table.

Missed an estimated tax payment: how the penalty works and how to catch up
Missed a quarterly estimated tax payment? See how the IRS underpayment penalty works, how to catch up, payment plans and which penalty relief applies.

NAICS code: how to choose yours and where it matters
How to choose your NAICS code: what it is, a step-by-step lookup, the Schedule C business code, SBA size standards and which edition is current.

Self-employment tax: how much you pay and how to pay it
Self-employment tax is 15.3% of net earnings. See the 2026 wage base, how quarterly estimated payments work, and a worked example with made-up income.

Small business loans for sole proprietors: where to look, what lenders review and what to avoid
How sole proprietors can borrow: SBA microloans and 7(a), CDFIs, what lenders review, and how to avoid merchant cash advances and advance-fee loan scams.

Sole proprietorship: how it works, how it is taxed and what you are liable for
What a sole proprietorship is, how personal liability works, which taxes and forms apply, what to register, and when an LLC is worth considering.

Accepting instant payments as a small business: FedNow, RTP and payment apps
How a US small business can accept instant payments: FedNow and RTP through your bank, Zelle, Venmo and Cash App for business, plus fraud risks and fees.

Black Friday 2026 checklist for a small business
Black Friday checklist for small business: count stock, price without losing margin, plan shipping and support, and avoid scams before Nov 27, 2026.

Card reader or payment link: which one costs less?
Card reader vs payment link: compare fees, payout speed and where you sell, then use the free calculator to see which costs your small business less.

Someone cloned your online store: how to find and report the fake site
Cloned online store? Find the fake website, report it to the registrar, host and Google Safe Browsing, and warn your customers with a ready-made notice.

How to make a free digital menu with a QR code
Make a free digital menu with a QR code for your food business: three no-cost options, what to include, where to host it and mistakes to avoid.

Free tools for small business: 15 essentials worth setting up
Free tools for small business: messaging, scheduling, design, bookkeeping, tasks and your Google profile. 15 picks grouped by the job each one does.

Google Business Profile (formerly Google My Business): how to show up on Google Maps
Set up, verify, and improve a free Google Business Profile (formerly Google My Business) so customers find your business on Google Maps and local search.

How to grow your business on Instagram without paying for ads
Learn how to grow your business on Instagram without ads: set up a profile that converts, post Reels and Stories, and follow a 30-minute daily routine.

Holiday sales plan for a small business: calendar, stock, cash and returns
How a small business can get ready for holiday sales: a November-to-January calendar, USPS and UPS cutoffs, stock and cash math, gift cards and returns.

How to calculate your hourly rate and price your services
Learn how to calculate your hourly rate from costs, target pay, billable hours and taxes, then turn it into project prices. Includes a free calculator.

How to sell on Amazon as a small business: plans, fees, FBA and account health
Compare Amazon's Individual and Professional plans, then see fees, FBA vs FBM, listings, account health, returns and sales tax before you sign up.

How to sell online: a step-by-step guide for beginners
Learn how to sell online from scratch: choose a product, pick where to sell, set a price, take payments and ship your first orders without wasting money.

How to start an online store from scratch, with no coding skills
How to start an online store without coding: pick a platform, register a domain, set up payments and shipping, add key pages and run a launch checklist.

How to use WhatsApp Business to sell: catalog, quick replies and labels
Learn how to use WhatsApp Business to sell: set up your profile, build a catalog, save quick replies and use labels to track orders. Free, step by step.

In-house delivery or delivery apps: which one pays better?
In-house delivery vs delivery apps: compare commission, control and customers, see a margin example and learn how to use both without losing profit.

Legit ways to make money online: real options and the scams to avoid
Legit ways to make money online, from freelancing to selling used items, plus red flags for work-from-home and pyramid scams. Pick one and start small.

How to sell baked goods from home: state rules, labels and pricing
Sell baked goods from home: how state cottage food laws differ, a labeling checklist, a worked pricing example and a simple way to take orders.

A simple inventory spreadsheet for a small business
Build a simple inventory spreadsheet in Google Sheets or Excel: the columns to use, SUMIFS and IF formulas, and a reorder alert that flags low stock.

How to take product photos with your phone that actually sell
Learn how to take product photos with your phone: use window light, a plain background and 5 to 8 angles, then edit for free and meet marketplace rules.

Where to sell online: marketplace, your own store, social or local pickup
Where to sell online in the US: compare marketplaces, your own store, social selling and local pickup, with a fee checklist and sales tax rules by state.

The 'Hi Mom' text scam: how it works, how to stop it and what to do if you paid
The 'Hi Mom' text scam uses a new number and a money request. Learn the warning signs, the one call that stops it, and what to do if you already paid.

How to spot a fake online store before you pay
How to spot a fake online store: 7 checks on price, web address, payment method, business details and reviews, plus what to do if you already paid.

How to tell if a video is fake (and avoid deepfake scams)
How to tell if a video is fake: why eyeballing fails, a six-step source check, reverse image search with Google Lens, and how to confirm by phone first.

Instagram account hacked? How to get it back fast
Instagram account hacked? Follow these steps to recover it, even if the hacker changed your email, then lock it down and protect your business.

My email got hacked: what to do step by step in Gmail and Outlook
My email got hacked: what to do in Gmail and Outlook. Change the password, sign out everywhere, turn on 2FA, and check forwarding rules and filters.

Is public Wi-Fi safe? How to use it without getting hacked
Is public Wi-Fi safe? See what the FTC and CISA say, the risks that remain, a safe-use checklist, and when to use mobile data or a VPN instead.

The WhatsApp 6-digit code scam: how it works and how to get your account back
Got a 6-digit WhatsApp code you didn't ask for? Learn how the verification code scam works, what to do right away, and how to get your account back.

AI security risks for small business: what leaks, what misleads and how to protect yourself
AI security risks for small business: leaked data, wrong answers, agents with too much access, deepfake payment scams. Policy template and checklists.

Scammers are posting fake job offers using your company name: what to do
Fake job offers using my company name: collect evidence, report to the FTC and job sites, and post a notice that protects candidates from the scam.

Google account hacked: how to recover your business account and what to check next
Google account hacked? Get back in with Google's official steps, then check Gmail, your Business Profile, and Google Ads for changes the intruder made.

How to stop spam calls and robocalls on your phone
Stop spam calls and telemarketing in the US: Do Not Call Registry steps, iPhone and Android call filtering, how to report, and rules for business callers.

Two-factor authentication and passkeys: how to turn them on for your business accounts
Learn what two-factor authentication and passkeys are and how to turn them on for Google, Apple, Microsoft, WhatsApp, Instagram and your bank app.

What to do if your phone is stolen or lost: the first hours
Phone stolen or lost? Lock it from another device, suspend the line, block the phone, secure bank and email, then file a police report. Hour-by-hour plan.

WhatsApp Business hacked: how to recover your number and protect customers
WhatsApp Business hacked or cloned? Recover your number, check what the intruder changed and warn customers before they pay the scammer. Step by step.

WhatsApp scams: how to spot them and protect your account
WhatsApp scams explained: stolen verification codes, Hi Mom texts, fake jobs, fake bank support and more. Spot the signs and lock down your account today.

AI Voice Scams: Criminals Can Now Clone Your Family's Voice — Here's How to Protect Yours
Scammers can clone a loved one's voice from a few seconds of audio and fake an emergency call. Learn how AI voice scams work, the warning signs, and the family safe word that stops them.

The Text Scam Costing Americans $470 Million (And the 3-Second Check That Stops It)
Text scams stole roughly $470 million from Americans in a single year. Learn the 5 most common smishing scams of 2026 and the simple 3-second check that stops every one.

How to back up your phone so you never lose your photos
How to back up your phone: turn on iCloud or Google backup, add photo backup, keep a second copy and check it works, with steps for iPhone and Android.

What is an eSIM, and is it worth switching from a physical SIM?
What is an eSIM? It is a digital SIM built into your phone. See how it works, which phones support it, how to set one up and when it beats a SIM card.

Fix or buy a new phone? How to decide with four checks
Fix or buy new phone? Use four checks: security updates, the type of problem, battery health and the repair quote, then prepare the old phone to be sold.

How to free up phone storage without deleting photos
Free up phone storage without deleting photos: see what is using space, clear WhatsApp, cache and apps, and use the cloud safely on iPhone and Android.

9 hidden Android settings that make your phone faster and safer
Nine hidden Android settings with the menu path, what each does, and who it helps: animations, Data Saver, Quick Share, private space, and Emergency SOS.

How to move everything to a new phone without losing anything
How to move to a new phone: Quick Start, Copy apps & data, Smart Switch, Move to iOS, plus WhatsApp, banking apps, and authenticator codes. Back up first.

Phone battery draining fast: 7 settings to change
Phone battery draining fast? Find the app using the most power, then change 7 settings on iPhone, Pixel and Galaxy, and learn when it is the battery.

Phone overheating: why it happens and how to cool it down
Phone overheating? See what is normal, the usual causes, how to cool it down safely right now, and the signs of a battery or hardware problem.

Laptop running slow? How to speed it up without wiping it
Laptop running slow? Speed it up without wiping it: startup apps, disk space, browser, malware and the SSD upgrade, with steps for Windows and Mac.

Slow Wi-Fi at home: how to find the cause and fix it
Slow Wi-Fi at home or only at night? Run a simple test, then fix router placement, bands, channels and congestion before you blame your internet plan.

Stop paying for apps: free alternatives that cover most needs
Stop paying for apps you do not need: audit your subscriptions, then use free options for documents, storage, photo edits, notes, PDFs and passwords.

Why is my phone so slow? 8 fixes for iPhone and Android
Why is my phone so slow? Find out if it is storage, an app, the battery or old hardware, then try 8 fixes for iPhone and Android in the right order.

Free AI tools for small business: what you can do at no cost, and the catches
See what free AI plans really allow, where the limits are, how a free app differs from an open-weight model, and how to protect your business data.

How to choose an AI assistant for your business, and when it is worth switching
AI assistant for small business: criteria, a one-week test, when switching is worth it and what never to paste into AI. A vendor-neutral guide.

How to recover deleted photos from your phone: where to look and how long you have
Find deleted photos on iPhone, Android and Samsung: where to look, how many days each trash keeps them, and why recovery apps rarely help you.

9 Hidden iPhone Settings You'll Wish You Knew Sooner
Most iPhone owners never touch these 9 hidden settings. From Back Tap to instant document scanning and one-handed mode, here are the features that save real time every day.
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